Statute of Limitations Law for debt collections in Maryland

In Maryland, the statute of limitations on debt collection runs for THREE years from the date the debt accrues, unless:

• FOUR YEARS: Under the UCC, Breach of Contract under any sale of goods and services: FOUR years after the cause of action, even if the aggrieved party is unaqare of the breach.
• TWELEVE YEARS: Promissory notes or instruments under seal, bonds, judgments, recongizance, contracts under seal, or other specialties.
• TWELVE YEARS: Financinfg statement, unless a continuation payment is filed by a secured party SIX MONTHS prior to end of TWELVE YEAR period. Maryland Commercial Law articel Sec. 2-725; Courts and Judicial Proceedings article Sec. 5-101-02; 9-403.

This is not meant to be legal advice.
If you need legal advice, hire a lawyer.