FDCPA is the debtor's friend

From Law.com:

Debt-collection lawyers are increasingly being hauled into court as defendants in Fair Debt Collection Practices Act lawsuits by debt-burdened consumers who use litigation to fend off creditors.

Lawyers say the statute's vague and broad language opens the door to cases against law firms, and a recent federal court decision that denied litigation immunity to a debt-collection law firm creates even more risk for debt-collection lawyers.

Other factors behind the trend include mistakes in court filings made by debt buyers -- or their lawyers -- who purchase debt from creditors but frequently lack enough information to avoid making false statements in pleadings.

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